Every homeowner faces the possibility of foreclosure when they are in serious financial difficulties and are unable to meet their mortgage obligations. You are not obligated to simply meekly accept the foreclosure process, however. Using the legal system to fight the foreclosure is also an option. The following article examines some of the key considerations involved when decide to contest a foreclosure. Judicial vs. Nonjudicial A critical point concerning home foreclosure and the law is whether the foreclosure is judicial or non-judicial.